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Wealth Savings Account FAQs

Basic Information

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What is the Wealth Management Programme ?

The Wealth Management Programme offered by ICICI Bank, provides dedicated relationship support, priority assistance, diversified investment options, and many more exclusive benefits to enrolled customers.

Is there a minimum balance requirement for this account?

Yes, customers are required to maintain Monthly Average Balance of ₹15,000 in Wealth Management Savings Account.

How do I apply for Wealth Management Savings Account?

You can visit your nearest ICICI branch or apply online, submit required KYC documents, and Savings Account under Wealth Management Programme. Bank staff will guide you through eligibility checks and documentation.

What happens if MAB in Savings Account is not maintained?

Non-maintenance charges will be applicable.

This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria.

What happens if MAB in Savings Account is not maintained?

Non-maintenance charges will be applicable, which is will be levied at 6% and ₹500, Shortfall amount means the different between the required minimum balance and the actual balance maintained the account.

This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria.

What happens if programme threshold is not maintained?

Non-maintenance charges will not be levied if ₹15,000 MAB is maintained.

If customer does not meet average programme criteria for 12 months, then the account will be re-classified. 

Can I extend Wealth Management benefits to my family members?

Yes, you can extend Wealth Management benefits to your family members by opting for Family Banking.

How many family members can be linked under Wealth Management?

Non-maintenance charges will be applicable.

This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria.

I am an existing ICICI Banking Savings Account holder. Can I upgrade my account to Wealth Management Account?

Yes, you can request for upgrading your account to Wealth Management by submitting wealth upgrade form.

Will I have a dedicated Relationship Manager?

Yes, all Wealth Management customers will have a dedicated Relationship Manager.

Do you provide a Family Debit Card under Wealth Family Banking?

No, we do not provide Family Debit Card under Wealth Family Banking. All the members are provided with the Master World Debit Card.