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Defence Salary Account FAQs

Basic Information

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Does ICICI Bank offer any Exclusive Account for Defence Personnel?

ICICI Bank Defence Salary Account is designed exclusively for Defence Personnel to meet banking, financial and lifestyle needs.

What are the benefits offered in Defence Account?

Please find the benefits below:

  1. No minimum balance requirement
  2. Extend benefit to Family Members
  3. Complimentary Insurance Cover, Child Education benefit and Girl Child benefit
  4. Complimentary Debit Card
  5. Dedicated Banking Helpline

Do we get Debit Card with ICICI Defence Salary Account?

Yes, we get complimentary Debit card with ICICI Defence Salary Account

What Insurance benefit is offered with ICICI Defence Account?

Below are the benefits offered to ICICI Defence Account holders:

  • Complimentary Air Accidental Death Cover upto Rs 1 Cr including all Aircraft
  • Complimentary Personal Accidental Death Cover upto Rs 50 Lakh
  • Permanent Disability and Partial Disability Cover Upto Rs 50 Lakh
  • Child(ren) Education benefit Rs 5 Lakh upto 22 Years

Girl Child(ren) benefit upfront Rs 5 Lakh upto 22 Years

Do we get Cheque book with Defence Salary Account?

Yes

Can I extend Defence Salary Account benefits to family members?

Yes, they can extend defence salary account benefits to an additional 5 accounts (Parents, Spouse & Children)

Eligibility and Documentation

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What documents are required to open Defence Salary Account?

To open Defense Salary Account, you would need the following documents:

  • Aadhaar Card
  • PAN Card
  • Employment Proof (ID Card or Recent Salary Slip)

Latest passport size photograph

Customer Services

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What are the different channels through which I can access my ICICI Bank Salary Account?

You can access your Salary Account through:

  • ICICI Bank Branch
  • ICICI Bank ATMs
  • ICICI Phone Banking
  • ICICI Mobile Banking

ICICI WhatsApp Banking

Do we Have any Dedicated Helpline number for Defence Personnel?

Yes, ICICI Bank has set up exclusive toll free Defence Banking Helpline for Defence Personnels. Simply call at 1800 1080.

Can I convert my existing ICICI Savings or Salary Account into a Defence Salary Account?

If you are Defence personnel and your organisation is covered, you can request conversion/upgrade of your existing ICICI account to Defence Salary Account. After KYC and eligibility checks, the bank will map the new benefits to your existing account number.

How to Port my ICICI Defence Salary Account from one branch to another?

You can transfer your branch from one branch to another via iMobile App or via Internet Bank.

iMobile App > Login > Services > Account Services > Transfer Your Accounts > Select Account number > Yes > Select state / Select Branch.

Internet Banking > My Accounts > Bank Accounts > Service Requests > Transfer Your Account Online > Account will be transferred within 2 working days.

Interest Rates, Fees and Charges

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Are there any charges for fund transfer via online NEFT / RTGS or IMPS?

No there is no charge for online NEFT / RTGS or IMPS.

Do we have any restrictions on ATM Transactions in Defence Salary Account?

No, customers can enjoy unlimited access to ICICI Bank and Other Bank ATM.

Where can I access the Schedule of Charges applicable to my Defence Account?

To access the Schedule of Charges applicable to your Defence Account, simply Click Here

Is there any minimum balance or MAB requirement?

No. The Defence Salary Account is a zero-balance account. There is no minimum balance requirement.