ICICI Bank RuPay Credit Card

The ICICI Bank RuPay Credit Card offers seamless savings and convenience. Easily link it to UPI for quick and secure payments to merchants, ensuring wide acceptance nationwide and hassle-free transactions!

Yes. You can easily make online purchases across India and in select overseas stores using the ICICI Bank RuPay Credit Card.

Flip your RuPay Credit Card. The 3-digit security code next to the signature panel is your CVV No Separate UPI PIN needs to be created. (Card Verification Value). You can also check it by logging in to your ICICI Bank's iMobile app or Net Banking.

You must be between the age of 21 and 65 years to be eligible to apply for the RuPay Credit Card.

You can find the payment due date of your ICICI Bank Credit Card through the monthly statement, ICICI Bank's iMobile app, Net Banking or by calling our Customer Care on 1800 1080.

You can opt for ICICI Bank as it provides RuPay Credit Cards with seamless application process, making it easier for eligible applicants to obtain a card. For more information, call 1800 1080.

• Step 1: Download and Log into the ICICI Bank's iMobile app
• Step 2: Select ‘UPI Payments’
• Step 3: Click on ‘Manage’
• Step 4: Select ‘My Profile’ 
• Step 5: Click on ‘Link your RuPay Credit Card to UPI’
• Step 6: Enter the UPI ID of your choice and check its availability
• Step 7: Click on ‘Proceed’
• Step 8: Select the ICICI Bank RuPay Credit Card number to be linked
• Step 9: Click on ‘Confirm’.

Note: Please refer to the Most Important Terms & Conditions (MITC) for UPI on Credit Card Terms & Conditions.

The main Credit Cards are Platinum, Coral, Rubyx, Sapphiro Emeralde and Times Black Credit Cards. You can learn more about Credit Cards types for travel, lifestyle, shopping and more like Amazon Pay Credit Card, MakeMyTrip Credit Card, Adani One Credit Card and Emirates Skywards Credit Card. Simply explore the ICICI Bank website.

ICICI Bank's iMobile app: No Separate UPI PIN needs to be created. ICICI Bank's iMobile app (Non Logged In):MPIN will suffice as authentication. ICICI Bank's iMobile app (Logged in) – Device Binding and Logged-In is considered as 2 Factor Authentication. TPAPs: UPI PIN needs to be created for ICICI Bank RuPay CC when linking it to do UPI payments on TPAPs.

ICICI Bank RuPay Credit Card can be linked on ICICI Bank's iMobile app Pay Application after 1 hour of RuPay Card Creation.

Non-QR UPI transaction - Online Payment needs to be enabled in Card Controls. QR IMobile UPI transactions -  can be initiated post linking of RuPay Credit Card to UPI.

or ICICI Bank's iMobile app:

Once the ICICI Bank RuPay Credit Card is linked to ICICI Bank's iMobile app, follow the below steps to pay via UPI on CC on ICICI Bank's iMobile app:

Scan QR Payment:

Open Scan and Pay -> Scan the QR code -> Select “Pay with RuPay Credit Card -> Click on Confirm Payment

UPI VPA Payment:

Enter VPA at merchant -> Login to ICICI Bank's iMobile app -> UPI Transactions -> Payment Requests - > Accept Payment - > Confirm

Yes, mobile number used for UPI apps should be the same as the mobile number linked to your ICICI Bank Cards.

If you have changed your mobile number, kindly update the same mobile number for your ICICI Bank RuPay Credit Card as well. After updating, kindly re-register the credit card on UPI app.

ICICI Bank RuPay Credit Card Expiry Details needs to be entered for the Card to be linked to TPAPs.

No, only payment to merchant (P2M) will be allowed from the linked Credit Card.

P2P and P2PM transactions are not allowed for UPI on CC.

Cards and Forex > Select RuPay Credit Card > Manage Card > Enable Online Transactions

Currently, as per RBI guidelines, only RuPay Credit Card can be linked on UPI.

There is no limit for the number of transactions carried out from linked Credit Card on UPI. However, the Limit on the transaction amount allowed from linked Credit Card on UPI is governed by the UPI transaction limits set by NPCI and the Credit Limit provided to you on your Credit card (whichever is lower).

UPI Payments > Manage > My Profile > Create New UPI ID > Select RuPay Credit Card > Select UPI ID > Proceed > Confirm

Categories – P2P, P2PM, digital account opening, lending platform, cash withdrawal at merchant, cash withdrawal at ATM, ERUPI, IPO, Foreign Inward Remittances, Mutual Funds and any other categories as restricted by ICICI Bank from time to time.

No, funds cannot be received on linked credit card on UPI.

Yes, Customer needs to enable ICICI Bank credit card controls (Online) using IMobile or Net Banking to use Credit card for regular purchases as well as UPI transactions.

Yes, in case the ICICI Bank RuPay Credit card is renewed or replaced, customer needs to re-register the Credit card in UPI Apps.

ICICI Bank Credit card transactions through UPI platform will also be available in ICICI Bank RuPay Credit card statements every month. The same can be checked on iMobile/Net Banking.

Yes, UPI spends using Credit Card will earn reward points same as the reward point structure of the respective Credit Card.

Fuel Surcharge Waiver will be applicable as per the respective Credit Card features. For more details on RuPay Credit card on UPI refer NPCI website

Click here

You can link your RuPay Credit Card with UPI using the iMobile app. Here are the steps to do the same:

• Log into ICICI Bank's iMobile app
• Click on the 'UPI Payments' tab
• Click on 'UPI Settings'
• Click on the button at the bottom-right side of the screen
• Select 'RuPay Credit Card'
• Select the desired bank whose Credit Card you want to link
• Verify the Card details, set the UPI PIN and you are ready to go!

You can now use your RuPay Credit Card for UPI payments at merchant outlets which support the same.